I don't need these plans

Many think only bad people need attorney's and that their own personal financial and identity information will always be safe.  Often the main reason they think this way is because of the enormous costs that are usually involved. 

With average attorney fees in the hundreds of dollars per hour, it's just not an option to even consider - unless it's absolutely necessary. 

These same folks also know that most successful people would never sign a contract or make big decision's without first getting legal counsel. 

By owning these two payroll plans, you too can have the same kind of legal access at a fraction of the cost.

15 Cents per working hour

If your company does not yet offer these greatly needed employee plans, ask them to contact us at info@15centsanhour.com for additional information.

OK, I READ THE QUESTIONS, NOW WHAT?

After honestly answering the questions to the left, it should be very clear that you don't have to be a bad person to occasionally need legal and/or identity theft assistance.  It's prudent, it makes sense, and these two plans protect the rights you are entitled to.

Odds are very high that when (not if) you ever become a victim of medical problems, structural damage to your home or credit invasions, car accidents or any other similar type of life changing event, competent legal counsel can make a big difference with the results you ultimately receive.

If you said YES to ten or more of these questions, you should contact your Human Resources department without delay to get additional information about the two plans including specifics of the coverage, explanation of which dependents are eligible to be included and whatever else you may need to make an informed decision and get enrolled in these plans 

The discounted rate mentioned on this site, (for the two plans, Legal and Identity theft), is only available to U.S. companies with 2,000 or more employees.

These benefits are portable (meaning you can take them with you at the discounted rate should you leave the company or retire), have no required time contract and can not be used against the employer.

 ask yourself these questions

Do you own or rent your home?

Have you ever received a speeding ticket?

Have you ever used a hospital emergency room?

Have you ever carpooled or driven other kids home from events?

Do you regularly use credit or debit cards?

Have you ever lost a security deposit?

Do you need to create a last will and testament?

Have you ever received a credit fraud alert?

Have you ever considered divorce or separation?

Have you ever signed documents you didn't fully understand?

Do you own life, fire or auto insurance?
Have you ever applied for a loan?

Do you own property other than the home you live in?

Do you own a home-based or part time business?

Ever made an online purchase with PayPal or a credit card?

Do you have teenaged children living at home?

Ever made a claim against your homeowners insurance?

Do you stand to receive a future inheritance?

Do you have accounts and credit cards based in other states?

Have you given your insurance information to dentists or doctors?

Have you ever received unemployment benefits?

Have you ever filed for personal bankruptcy?

Do you have children attending college out of state?

Do you check your credit score regularly?

Have you ever been audited by the IRS?

Do you occasionally have legal questions you'd like answers to?

Have you ever been named in a lawsuit?